Credit unions in Idaho

Credit union: The state of Idaho has 33 headquartered credit unions operating over 200 branches for their members. Over 940,000 Idaho residents utilize the services of a credit union. That is close to half of the population of the state. That is a fantastic testament to the service of credit unions in Idaho! Idaho Central Credit Union is the largest credit union in the state with almost 379,000 members, Over 1/3 of credit union members in the state belong to this one credit union.

Idaho does have several credit unions where membership is based on your profession or your employer. This is quite common among cooperatives. In this state, there are also a large number of cooperatives that are community-based. That means if you live/work/worship in that geographical area, you are eligible for membership. Idaho is a state with quite a few sparsely populated areas. These credit unions are functioning as they should and bringing services to underserved areas. 

Car insurance: Drivers in Idaho are blessed with car insurance rates far below the national average. But just because you are already saving money, doesn’t mean that you shouldn’t be on the lookout for a better deal. Save as much as you can while you can!

It does not appear that credit unions in Idaho underwrite insurance coverage for their members. The only type of auto-related insurance offered by most banks is Gap insurance on car loans. It does appear that several partner with TruStage to offer discounted policies to their members. Even if you are happy with your current plan and coverage, still ask your credit union about what TruStage can provide you with. You may find that you can get a comparable plan at far less in cost. 

If your credit union doesn’t offer either of these options, see if they know an insurance agent willing to work with you.